Category: Kind to Your Wallet

Beer & Oyster Festival

Debbie Roney Smith on

Did you know that 90% of the oysters sold in Florida are harvested along the gulf waters of the Panhandle and Big Bend regions? The Panacea Beer and Oyster Festival is a chance to enjoy the seafare! There will be plenty of fresh saltwater eats like stone crabs, grouper, shrimp, flounder, scallops, and oysters. Guests will dine on freshly harvested oysters from local farmers while enjoying live music and the coastal views of Dickerson Bay. The festival is free EXCEPT for those taking part in the beer-tasting experience (featuring local craft beer vendors). Come out March 30th to Woolley Park to enjoy; visit the event website to learn more or buy a beer ticket. 

Jackson County Seed Library

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The Jackson County Public Library is hosting its Seed Library Kickoff tomorrow! Head over to the library from 10:30am to 1:30pm to benefit from this season’s seeds. Adults with a current library card can get up to FOUR seed packs. The Library would like to thank the Master Gardener Program and the UF|IFAS Extension Office for their support. Learn more by visiting the event Facebook page. 

Love At First Sight: Let’s Talk Dream Homes

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It’s the month of love and falling for a house is one of those ‘once in a lifetime’ loves that homeowners’ are searching for. Yet, buying the first house you look at is kind of like marrying the first person you ever go on a date with – not necessarily a good idea. Most professionals in the housing market agree that potential homebuyers view at least three houses, no matter how much you liked the first one you saw. What should you look for when it comes to searching for your dream home? 

  1. POTENTIAL: the house you see is just a house. It’s what you bring to it that makes it a home. Maybe you don’t love the color or the mock layout (why is there 4 bedrooms when you could have a home gym and an office instead?) but those are things you can change. Let your imagination run wild when doing walk-throughs.
  2. FEATURES: identify the home features that keep you coming back. Maybe you absolutely adore the wrap-around porch but everything else feels meh. Put that porch on your list – your realtor might be able to find another listing nearby with a lower asking price or with other features you want. 
  3. RED FLAGS: the first walk-through can feel exhilarating and fast. Maybe there was a bedroom ‘off-limits’ or you didn’t thoroughly inspect the house foundations. Allowing yourself to take some time between the first viewing and your offer means you’re less likely to miss something serious or end up falling for a false ‘love at first sight’ feeling.  

 

FHA Home Repairs

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When it comes to securing a loan to purchase a home, the Federal Housing Administration (FHA) is a popular option. They offer increased flexibility for homebuyers. However, homes must meet the FHA guidelines to pass HUD inspections. Click on the image to enlarge and learn more. 

New Homeowners: Inspection Checklist

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Are you getting ready to move into your new home? Here are a few things you should be sure to inspect during your walkthrough before moving in. This is typically the step after having a home inspection done. Completing a walkthrough is an important part of the purchasing process; it allows you to make sure any issues that came up during the home inspection were appropriately dealt with.

  • Make sure any agreed-upon repairs were done.
  • Check that any appliances that were supposed to be left or removed have been dealt with. Check that any remaining appliances are in working order. 
  • Test ALL outlets to be sure they are in working order.
  • Additionally, test switches, light fixtures, smoke detectors, garage doors, and plumbing.
  • Note any damage to floors, cabinets, ceilings, or walls.
  • Check all caulking to make sure it’s sealed properly. 
  • Test any sliding doors or windows to be sure they open efficiently. 

Cutting Your Energy Costs

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Today is National Cut Your Energy Costs Day! First established by the Canadian Energy Efficiency Alliance, it’s an annual day of awareness designed to help homeowners conserve home energy and save money. Did you know that homes account for 22% of the energy usage in the United States (according to Energy.gov)? Yet there are a few simple changes that can be made to help you cut excess waste.

  • Take shorter showers
  • Unplug unused appliances & chargers
  • Do laundry in cold water
  • Switch to LED lights
  • Weatherize your house to optimize insulation

 

Winter Veggies

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Despite the cold nights, it’s not a bad time to plant certain herbs and vegetables. Some herbs thrive in the cold weather; consider planting parsley, dill, garlic, and cilantro. The list of cold-hardy vegetables is shorter but there are still some great choices: English pea, cabbage, radish, beet, and broccoli.

Now is also a good time to start planning your spring garden, especially if you would prefer to start from seed. Beginning now gives you the time to choose your plants, secure seeds, and start them indoors. Most vegetables are more successful if they are transplanted rather than sown directly in the garden. Some good warm-season crops to start inside are tomatoes, peppers, and eggplants. 

GO Month

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Happy New Year everyone, and welcome to the first day of Get Organized Month (GO Month)!

Resolutions often fail but getting organized can be an attainable goal for the month. The National Association of Productivity & Organizing Professionals (NAPO) created GO Month to help allow individuals and families to make daily life easier by organizing life’s chaos. See some tips and tricks for maximizing GO Month without burning yourself out. Remember: it’s okay to try something, find it doesn’t work, and try something else. No one can tell you how best to organize your life; find what works for you!

  • Rather than bite off more than you can chew by trying to organize your entire house, decide to give 10-15mins to organizing once a day or twice a week – however often you feel you can manage! 
  • If you like to-do lists, try keeping them short and to the point. Put 3-5 simplified tasks on an index card; this will help you feel more productive than never reaching the end of an ever-growing to-do list. You can also use a whiteboard to create focus tasks for the day; focus tasks are the handful of things you absolutely MUST do with perhaps 1-2 things you’d like to do. 
  • Stop holding on to insignificant items. Batteries you’re not sure work, charging cords to old phones, letters or cards that don’t hold emotional significance, dishes you never use but ‘might need to one day’, and more! 
    • Have items that hold emotional significance but don’t necessarily want to keep them? Try taking photos! This is great for everything from childhood trophies (do you really need your 3rd-place bowling trophy from 6th grade?) to letters from family members and more. This also keeps them safe from being destroyed in unexpected disasters. 
  • Get a ‘clutter-companion’ or body double. Invite a friend or family member to hang out with you while you de-clutter and organize. Cleaning out a kids’ bedroom is more fun with a friend, some music, and a glass of wine!
    • This can also be a chance to delegate and get your kids/roommates involved. If you share a living space, it can be very important to make sure everyone agrees when getting rid of things, changing how an area is organized, and more. Make it a day of fun by ordering take-out or doing 30 minutes of cleaning with 10mins of fun-time to break it up. 
  • Identify areas that aren’t working in your life. Maybe you use a hook for your car keys but often fail to hang them up because you set them down with your wallet. Get rid of the hook and invest in a catch-all bowl by the door; anytime you leave or come home, you can empty your pockets into the bowl. 

These are only a few of the thousands of suggestions you can find online to learn more about getting organized. So if none of these resonant or work for you, definitely look for organizing tips on your favorite browser or ask friends and family for their favorite tips-n-tricks. Good luck!

Altha Christmas Parade

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The Altha Parade will take place on December 16th. It will start at 6pm on Main Street. Highway 71 will be closed to ensure the safety of all those taking part in the parade or viewing it. After the Christmas Parade, there will be FREE hot dogs, cookies, and hot chocolate available at the Town Hall. 

6 Tips for Exceptional Real Estate Photos

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Are you getting ready to put your home on the market? Already have an appointment set for your realtor to come take photos to add to your listing? Here’s a quick checklist of things to check before you get your photos taken; putting the best foot forward is important when it comes to digital listings. Complete these tasks to get your house in tip-top shape!

  1. Clear the driveway and yard of clutter or unsightly landscaping growth. This means everything from the dead shrub in your old holiday pot to rolling up your lawn hose.
  2. Use your garage for storage; typically, garages aren’t photographed so use it as a space for garbage cans, cars, or boxes of items ready to move.
  3. Clear every surface in the home of personal items. Don’t leave out phone cords, paperwork, makeup, etc. 
  4. Tidy the bathrooms; put down toilet seats, make sure mirrors have been cleaned, rugs aren’t out of place, etc. 
  5. Clean all your windows inside and out; leave them open for the photos. Natural light adds to the beauty of your photos. 
  6. Make plans for pets; please don’t expect a photographer/realtor to work around your pets. Try to have them out on a walk or with a friend/family member for the day.